Seriously though, we need temporary housing until we can get something nicer on the other (higher and nicer but no road or build site) side of the property. But in order to get electricity up there, it needs to be permanent. The power company's version of permanent is very different than the bank's. We've looked at a bunch of these things and they're quite acceptable. And once we're done with it, we could either sell it or rent it out. It would be a pretty nice rental for the neighborhood.
It would essentially be a 1300 sq ft 3 bed 2 bath house on a couple very private acres. And the one we're looking at now would look like this:
http://www.skylinehomes.com/?q=node/23&div=55&model=K530&page=2Yes, a modular version would be nicer but that is 10K + more for that option and it requires a crane. Space up there is a little tight. Modulars also require either a crawl space or a basement foundation. Either way, you're looking at a significant amount of money for excavation and concrete work. I don't want to spend as much to place it as the house costs. That's missing the point of moving out here and getting temp housing.
Pricing on these things is in the 65 to 75K range for the doublewides. If you do the math, that's a pmt in the 600s. If we doubled the payment each month, we could pay it off in 5 years. Obviously paying more would pay it off even faster. Then if jobs allow, we stash some cash and put a cabin on the other side of the property.
If not, we have a comfortable place to live and raise chickens and shoot guns and ride dirtbikes and bury sea containers where we store our prepper stash and ... you get the point.
Thus the need to finance just the doublewide.
