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Author Topic: Personal Retirement Fund Calculator  (Read 2295 times)

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Online R Doug

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Re: Personal Retirement Fund Calculator
« Reply #60 on: March 14, 2018, 01:15:05 PM »
another thing to consider: when your finally end up in a nursing home who are the nurses going to want to talk to more, the guy with a million cool stories or the guy that has a big bank book and nothing more ;)

Great point and I share your philosophy on this.  For me, I want to save enough to continue a travel lifestyle at retirement but not an asset acquisition lifestyle.  There may be one new bike at/before retirement and one later.  Give me a nice small place in the mountains, a little reliable Subaru, and money to travel. 

Sheri and I do not have any kids.  We're not looking to leave anything behind.  :)

As for the cash flow now, I'm enjoying it as long as I am doing these two things FIRST:

1  giving to church and charities (this a core fundamental belief Biblically and for my libertarian philosophies). 
2  saving an adequate amount to meet realistic* goals at retirement


*  To minimac's point, we can all plan using basic assumptions.  But, the only thing that is for certain is we cannot predict the future (health, economy, eco disaster, war, etc...).


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Online CLAY

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Re: Personal Retirement Fund Calculator
« Reply #61 on: March 14, 2018, 08:50:38 PM »

Nice try, do you get a cut of whatever Doug manages to siphon out of my accounts with his malware?!?!

That comes later from the blackmail of loading cockroach porn on the PCs I gain access and charge a fee to remove it before I report them.

What is I want to keep the cockroach porn?  I'm becoming strangely attached...
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Offline naustin

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Re: Personal Retirement Fund Calculator
« Reply #62 on: March 15, 2018, 10:41:47 AM »
I haven’t looked at the spreadsheet - but it sounds consistent with the basic calculators available from many large investment providers.
« Last Edit: March 16, 2018, 07:21:23 PM by naustin »

Online Bounce

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Re: Personal Retirement Fund Calculator
« Reply #63 on: March 16, 2018, 11:05:13 AM »
another thing to consider: when your finally end up in a nursing home who are the nurses going to want to talk to more, the guy with a million cool stories or the guy that has a big bank book and nothing more ;)

Or the guy with the big bank account that can afford a nursing home instead of burning through what little was saved and being out on the street in some state home?